Compare medical aid plans
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Plus Plan
300% of Scheme Rate for non-DSPs
Certain categories subject to Rand limits in-hospital GP/specialist procedures covered at 300% of Scheme Rate
Chronic medication limit:
Limited to R22 900 pbpa (Insured Benefit) and paid as follows:
- 100% of the Scheme’s Maximum Medical Aid Prices (MMAP) for Bankmed Network GPs (DSPs) or Bankmed Pharmacy Network (DSP)
- 80% of Scheme’s Maximum Medical Aid Prices (MMAP) for non-DSPs
- Continued benefits for PMBs after depletion of annual limit, subject to PMB regulations
Deductibles: Member to pay hospital or day clinic on admission (HR)
For certain procedures performed in-hospital and at a day clinic a deductible will apply, except for emergencies, readmissions within six weeks of discharge, confinements and PMB-related conditions
- Day clinics: R215 per admission
- Private hospitals: R540 per admission
- Dental admissions to private hospitals: R1 600 per admission.
Comprehensive Plan
125% of Scheme Rate for non-DSPs
Chronic medication limit:
Limited to R19 200 pbpa (Insured Benefit) and paid as follows:
- 100% of the Scheme’s Maximum Medical Aid Prices (MMAP) for Bankmed Network GPs (DSPs) or Bankmed Pharmacy Network (DSP)
- 80% of Scheme’s Maximum Medical Aid Prices (MMAP) for non-DSPs
- Continued benefits for PMBs after depletion of annual limit, subject to PMB regulations
This Plan has access to all Netcare, National Hospital Network (NHN), Life Healthcare, Mediclinic and Clinix hospitals, any other independent private hospitals contracted to the Scheme
Deductibles: Member to pay hospital or day clinic on admission (HR)
For certain procedures performed in-hospital and at a day clinic a deductible will apply, except for emergencies, readmissions within six weeks of discharge, confinements and PMB-related conditions
- Day clinics: R215 per admission
- Private hospitals: R540 per admission
- Dental admissions to private hospitals: R1 600 per admission.
Core Saver Plan
Certain categories subject to Rand limits
Organ transplants and oncology limited to PMBs
100% of Scheme Rate for non-DSPs
Chronic medication limit:
Limited to Core Saver formulary for PMB conditions and paid as follows:
- 100% of the Scheme’s Maximum Medical Aid Prices (MMAP) for Bankmed Network GPs (DSPs) or Bankmed Pharmacy Network (DSP)
- 80% of Scheme’s Maximum Medical Aid Prices (MMAP) for non-DSPs
Deductibles: Member to pay hospital or day clinic on admission (HR)
For certain procedures performed in-hospital and at a day clinic a deductible will apply, except for emergencies, readmissions within six weeks of discharge, confinements and PMB-related conditions
- Day clinics: R215 per admission
- Private hospitals: R540 per admission.
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